Motorcycles, RVs, boats, and farm equipment don't fit neatly under a homeowners or auto policy. We shop each one across carriers that actually specialize in it.
Each of these gets shopped as its own policy — not squeezed into your homeowners or auto coverage.
Liability, collision, and comprehensive sized to your bike, with multi-policy discounts when bundled with auto.
Coverage for Class A, B, and C motorhomes and travel trailers, including full-timer options for those who live in them.
Liability and physical damage coverage for boats, pontoons, and personal watercraft on Southside Virginia's lakes and rivers.
Equipment, outbuildings, livestock, and farm liability coverage for operations of any size.
Off-road vehicles covered for recreational or farm use.
Bundle with auto, home, or business insurance for additional savings across carriers.
Homeowners and auto policies are built around a house and a car — not a boat on the Dan River or a tractor on a hobby farm outside Ringgold. Carriers that specialize in recreational and farm equipment price the actual risk correctly, instead of a captive agent trying to fit a square peg into a standard policy.
We've written these policies out of the same Danville office since 1977, so we know which carriers actually want this kind of risk.
Tell us what you own — make, model, use, and value — and we'll shop it across carriers built for that exact category and read back real, comparable quotes.
Call (434) 793-5000Usually not fully. Homeowners policies typically have limited or no coverage for these, which is why they're quoted as separate policies matched to what you actually own.
If you have livestock, equipment, outbuildings, or farm-related liability exposure, it's worth quoting even for a small operation — standard homeowners coverage usually excludes farm use.
Not by law in most cases, but marinas, lenders, and on-water liability exposure make it worth carrying. We shop it across carriers alongside your other policies.
Yes — bundling often unlocks additional multi-policy discounts, and we shop that combination across carriers too.
Licensed Danville agents. No prompt tree. No 800-number runaround.
Call (434) 793-5000