538 Piney Forest Rd, Danville, VA  ·  Instant quotes over the phone — Mon–Fri 9–5 (434) 793-5000
Independent Agency · Est. 1977 · BBB A+

One call. Every company. We shop, you save.

Captive agents can only sell you one company's price. As independent agents, we shop multiple top-rated carriers to find you the best coverage at the best rate — auto, home, business, life, health, and more. Family owned in Danville for nearly 50 years.

49 Years in Business A+ BBB Rating Licensed in VA · MD · NC · SC Family Owned & Operated
Filed Today

Need an SR-22 or FR-44? We file it instantly — over the phone.

Court date coming up or license reinstatement pending? Don't wait days for a filing. Call us and we'll have your SR-22 or FR-44 certificate filed with the DMV today, with coverage that fits your budget.

Call (434) 793-5000

Coverage

Every policy under one roof

One agency, one phone number, every line of insurance you'll ever need — shopped across multiple top-rated companies so you never overpay.

Policy · Auto

Auto Insurance

Cars, trucks & teen drivers — compared across carriers for the best rate.

Policy · Home

Home & Renters

Protect your house, condo, or apartment — with flood options too.

Policy · Biz

Business Insurance

Liability, property & commercial auto for local businesses.

Policy · Life

Life & Health

Term, whole life, health coverage & annuities for every stage.

Policy · 65+

Medicare Plans

Straight answers on Medicare options — no pressure, just guidance.

Policy · DMV

SR-22 & FR-44

Instant filings over the phone — get back on the road today.

Policy · Rec

Motorcycle, RV, Boat & Farm

Toys, trailers, tractors & watercraft — all covered here.

Policy · Classic

Classic Car

Agreed-value coverage for collector & antique vehicles.

Why Independent

The big brands work for shareholders. We work for you.

TV ads promise you "could save $474." We don't guess — we actually compare.

We compare, you choose

We quote your coverage across multiple top-rated companies and show you the options — you pick what fits.

A person, not a prompt tree

Call during business hours and a licensed agent who knows Danville answers. No 800-number runaround.

Here when it matters

When you have a claim, you call us — and we go to work for you, not the insurance company.

Our Agents

The family behind the agency

Three generations of Danville families have insured their cars, homes, and businesses with ours.

[ Photo: Ray ]

Ray Cochran

Founder — selling insurance since 1960, agency founded 1977

[ Photo: Lanell ]

Lanell Cochran

Co-founder & licensed agent

[ Photo: Eddie ]

Eddie Cochran

Licensed agent since 1985 — life & health specialist

[ Photo: Kim & Joyce ]

Kim Stallings & Joyce Conner

Licensed agents — service with a smile since 1996

Contact

Talk to a licensed agent today

Call for an instant quote, request a callback, or stop by the office on Piney Forest Road.

  • Phone: (434) 793-5000
  • Toll Free: (866) 793-8227
  • Email: cochranins@comcast.net
  • Office: 538 Piney Forest Rd, Danville, VA 24540
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